Direct Lending

Capital Four

Capital Four is a direct lender on Termgrid. It is active in United Kingdom, W.Europe, Nordics.

Primary Market:United Kingdom, W.Europe
Active on TermgridVisit Website

About Capital Four

Capital Four is a direct lender, active across United Kingdom, W.Europe and Nordics. The firm deploys co-invest, subordinated / junior debt / mezzanine and unitranche / senior debt direct lending with sector activity in Business Services, Capital Goods and Education.

Capital Four finances 15 sectors, indicating broad sector coverage.

Compared to other direct lenders active in United Kingdom profiled on Termgrid, Capital Four is one of 133 firms in this segment, with a published ticket band of $40M – $125M.

Investment Criteria

Criteria for Capital Four's Direct Lending strategy
Ticket Size
EUR 40.00 MILLION to 125.00 MILLION
Target EBITDA
10.00 MILLION to 25.00 MILLION
AUM
7000.00 MILLION
Latest Fund Size
3000.00 MILLION

Sector Focus

Industries Capital Four actively finances
Business ServicesCapital GoodsEducationEnergyFinancial ServicesHealthcareHospitality & LeisureIndustrialsMedia & CommunicationNatural ResourcesOthersSoftwareTechnology (ex Software)TelecomUtilities

Products

Products Capital Four deploys across strategies
Co-investSubordinated / Junior Debt / MezzanineUnitranche / Senior Debt Direct Lending

Currency Capability

USDEURGBPSEKDKKNOKCHF
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Relationship Management

Manage your relationship with Capital Four on Termgrid
Subscriber access required

Termgrid's platform allows sponsors to track activity across their deals and portfolio with Capital Four automatically. Subscribers can see their live relationship trackers.

Deal Execution

Execute your transaction with Capital Four on Termgrid
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Termgrid subscribers execute and manage their transactions with Capital Four end to end, from NDA through negotiation to signing.

Precedents

Manage your precedents with Capital Four
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Termgrid automatically builds a precedent database across your transactions with Capital Four, so your team gets to insights faster.

Why Termgrid

Termgrid is the end-to-end platform for private capital markets. It is used to run deals, manage portfolios and track relationships across the capital markets ecosystem.

$1tn+
Financing volume managed on the platform
30,000+
Investment professionals on the platform
1,600+
Financial institutions on the platform

In the News

Capital Four in the financial press
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External Coverage

Find Capital Four on third-party platforms

Frequently Asked Questions

What strategy does Capital Four run?

Capital Four runs a single direct lending strategy on Termgrid. Its criteria, ticket sizes and sector preferences are documented in the Investment Criteria section above. Single-strategy firms typically concentrate deployment within a defined mandate rather than spreading capital across multiple fund vehicles.

Which debt instruments does Capital Four provide?

Capital Four deploys Co-invest, Subordinated / Junior Debt / Mezzanine, and Unitranche / Senior Debt Direct Lending across its strategy. These instruments are used in sponsor-backed transactions and direct corporate financings where Capital Four participates as a lender. Specific tranching, pricing and structuring are negotiated per transaction; the standard band sits in the Investment Criteria section.

Where does Capital Four lend?

Capital Four is active in United Kingdom, W.Europe, and Nordics. Sponsors running cross-border processes can include Capital Four where any of these geographies match the borrower or transaction. Regional focus reflects current deployment patterns recorded by Termgrid; firms periodically extend their mandate, so check the platform for the most current view.

Which sectors does Capital Four finance?

Capital Four has shown lending activity in Business Services, Capital Goods, Education, Energy, Financial Services, Healthcare, Hospitality & Leisure, Industrials, Media & Communication, Natural Resources, Others, Software, Technology (ex Software), Telecom, Utilities, indicating broad sector coverage rather than a vertical-specialist mandate. Sector appetite can shift fund to fund and from year to year, so it is worth confirming current appetite with the deal team before running a process. Capital Four's recent deal activity is referenced in the news section above.

How do I connect with Capital Four?

Termgrid subscribers can route opportunities to Capital Four directly via the platform's deal execution workflow. The platform manages introductions, NDA exchange, materials sharing and term-sheet collaboration end-to-end. If you are not a Termgrid subscriber, request a demo to see the routing options and what the workflow looks like for Capital Four specifically.

How current is this profile?

This profile was last updated on 2025-09-16. Profile data is refreshed on a rolling basis from verified sources: firm-published materials, regulatory filings, and direct submissions from the lender. Press coverage from tracked finance publishers is aggregated nightly and shown in the news section above.

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